ProplyRisk Warning
Important information about the risks associated with property investment
Important Notice
Investing in property involves risks, including illiquidity, lack of dividends, loss of investment, and market volatility. Such investments should only be made as part of a diversified portfolio. This platform is intended exclusively for investors who are sufficiently sophisticated to understand these risks and make their own investment decisions.
Key Investment Risks
Loss of Capital
Property investments carry a risk of capital loss. Property values can fall, and you may lose some or all of your investment.
- • Property values can decrease due to market conditions
- • Economic downturns can significantly impact property prices
- • Local market factors can affect individual property values
Illiquidity
Property investments are illiquid. Exiting from an investment requires another investor to purchase your shares, which is not guaranteed.
- • No guaranteed secondary market for property shares
- • Exiting requires finding another investor willing to buy your shares
- • May need to wait for property sale or refinancing to realize returns
- • Limited ability to exit investments quickly or at desired price
No Guaranteed Returns
There are no guarantees of returns, dividends, or rental income. Past performance is not indicative of future results.
- • Rental income is not guaranteed and may fluctuate
- • Property maintenance costs can reduce returns
- • Market conditions can impact rental yields
Market Volatility
Property markets can be volatile and subject to economic cycles, interest rate changes, and regulatory changes.
- • Interest rate changes can affect property values
- • Economic recessions can impact property markets
- • Regulatory changes can affect property investment returns
Important Considerations
Diversification
Do not invest more than 10% of your net assets in property investments. Spreading your investments across different asset classes and properties can help mitigate potential losses.
Due Diligence
Conduct thorough research before investing. Understand the property, location, market conditions, and the investment structure. Read all documentation carefully.
Long-Term Commitment
Be prepared to hold your investment for several years. Property investments typically require a long-term perspective to realize potential returns.
Regulatory Information
Proply UK Property Investment Platform is a property investment platform that facilitates fractional property ownership. This platform is intended for sophisticated investors who understand the risks associated with property investment.
Important: This platform does not provide investment advice, tax advice, or financial advice. All investment decisions are your own responsibility. You should seek independent professional advice before making any investment decisions.
Investor Protection: Property investments are not covered by the Financial Services Compensation Scheme (FSCS) or the Financial Ombudsman Service (FOS). Your capital is at risk.
Eligibility: This platform is only available to investors who meet our eligibility criteria and have completed the necessary verification processes.
Disclaimer
The information on this page is for general information purposes only and does not constitute investment advice. Past performance is not a guide to future performance. The value of investments can go down as well as up, and you may not get back the amount you invested. Always consider your own circumstances and seek independent advice if necessary.